With Chwit.mu, you can book your hotel rooms quickly and securely using one of the following payment options: Credit Card, QR Code payment, or CIM Finance payment plans.

Credit Card & QR Code Payment:
When you choose to pay by credit card or QR code, your hotel reservation is confirmed instantly once payment is successfully completed, securing your room at the agreed rate.

CIM Finance Payment:
If you select Cim Finance, no deposit is required at the time of booking. Your hotel reservation will be placed on hold status until you receive final approval and sign the financing contract with our partner, Cim Finance.

Once Cim Finance receives your signed contract, your stay will be fully secured. From that moment, your booking is protected against price increases and availability issues, ensuring complete peace of mind.

With Chwit.mu, you can book your flight tickets quickly and securely using Credit Card, QR Code payment, or Cim Finance payment plans.

Credit Card & QR Code Payment:
When you choose to pay by credit card or QR code, your flight booking is confirmed instantly once payment is successfully completed, and your ticket is secured at the agreed fare.

Cim Finance Payment:
If you select Cim Finance, no deposit is required at the time of booking. Your flight reservation will be placed on hold status until you receive final approval and sign the financing contract with our partner, Cim Finance.

Once Cim Finance receives your signed contract, your flight ticket will be fully secured. From that point onward, your booking is protected against fare increases and availability changes, giving you complete peace of mind.

MopayPlus is one of the payment method you can use on Chwit.mu. You will need to have your MopayPlus limit available 1st to be able to use it. 

MoPayPlus by Cim Finance is an interest-based revolving credit line that gives customers the flexibility to shop today and spread payments over 12 structured instalments. Available on Chwit.mu, it offers a convenient and accessible way to manage larger purchases while maintaining financial control.

If you choose to pay by Credit Card or QR Code, your reservation is confirmed immediately once payment is successfully completed. You will receive a confirmation email with all the relevant booking details.

If you choose Cim Finance, once your credit is approved, you will receive an email with all the relevant information, along with the Cim Finance credit facility agreement, which must be signed within 24 hours.

Upon receipt of the signed agreement, we will send you a final confirmation email. At this stage, you can consider your reservation fully confirmed with the hotel.

Note: Signing the Cim Finance contract is mandatory in order for us to confirm and secure your reservation.

For additional peace of mind, you may also contact the hotel directly the day before your arrival to reconfirm your booking.

Users gain access to a wide range of industries, including flights, accommodation and other lifestyle or essential services, while spreading the cost over 12 months at a fixed 12% annual interest rate. This makes larger or planned expenses more manageable through structured and predictable repayments.

Yes. When submitting your application, you will automatically be assessed for both MoPay and MoPay Plus, subject to eligibility.
Once your application is approved, you will be given the option to select your preferred product at the time of final confirmation.

The list of merchants is accessible:
1. On Mofinans:  In quick links under the section of “MoPay partners”
2. On Cim Finance’s website: https://mopay.cimfinance.mu/

1. Download the MoFinans app from your app store.
1. Register using your NIC and verify your mobile number.
2. Apply directly in the app for:
a. MoPay (0% interest instalment plan), or
b. MoPayPlus (interest-based travel-related credit line).
For more information, visit: https://mopay.cimfinance.mu/

Existing customers do not need to submit a new application to access MoPayPlus. All eligible customers will be contacted directly by Cim Finance with a personalised offer.
To proceed, customers will be required to:
• Review and sign the updated contract, and
• Reply to the email with the signed version attached.
• Once the signed agreement has been received and validated, the MoPayPlus credit line will be activated accordingly.

Minimum credit line: Rs 2,500
Maximum credit line: Rs 150,000

Note: Credit lines may be modified over time based on usage and user behaviour.

 Whether you are an existing customer of Cim or New customer to Cim, please log on MoFinans App to apply for MoPayPLus. 
If you already have a Mopay Credit Line, you should receive an email from Cim to the next steps. 

No. Customers cannot apply at Cim Finance’s counters.
If a customer visits a branch to apply, they will be informed that MoPay is exclusively available through the MoFinans app. Customers will need to download the app, complete their registration, and submit their application directly via the platform. 

Yes: Clients who are above 69yrs at time of application are not eligible for MoPay. 

It can take up to 2 working days to issue a customer’s full eligible limit if no further documents are required

•  D-KYC verification: ID verification, face verification, address verification. 
• Other verification: Employment details and submission of financial documents
  
  
  
  
  

The documents required are as follows:

1. Customer ID (Mauritian National Identify Card)
2. Proof of Address (Utility Bill: CEB, CWA or Telecom), 
3. Proof of Relationship in case proof of address is not in your name 
o For parents: Birth Certificate, 
o For married people: Marriage Certificate
o Other: For e.g., rental- rent book or renting contract & NIC of landlord.
o Stepparents: Birth certificate of spouse + Marriage certificate
o Other relationship: NIC of person.
4. Evidence 

Note: If the documents submitted are incomplete or do not meet the requirements, our team will contact the customer to request the necessary corrections or re-submission
The customer will receive a push notification on their mobile phone prompting them to re-upload the required documents via the app.

Rs 2500 on MoPay Plus

Yes, you can purchase mutiple items from several shops, as long as it  it is within your credit line.

Yes, there is an annual subscription fee of Rs 300 

No, there are no fees.

No, interest will differ based on the industry. More details will follow. 

All MoPay and MoPayPlus transactions must be repaid via instant payment from your linked bank account on MoFinans only.

Other types of payments such as cash or card payment at counter or through other online platforms are not supported for this product.
Steps to do Instant Payment on MoFinans:
1.  Select your agreement and amount to be paid by clicking on Pay Now on the dashboard 
2. A bank account will be linked by default during the MoPay application journey
3. Proceed to payment